Independent Insurance Agents &
Brokers of America, Inc.
Internet Site Terms of Use
As of February 24, 2006
The
Independent Insurance Agents & Brokers of America, Inc. and its
subsidiaries and affiliates (including Big "I" Advantage, Inc.; IIAA Agency
Administrative Services, Inc.; IIAA Membership Services, Inc.; Trusted Choice®,
Inc.; and IIAA Educational Foundation) (collectively "IIABA") have established
these Terms of Use for all who visit and use this Web site ("Site"). By using this Site, you agree to comply with these Terms of
Use. If you do not agree to comply with
these Terms of Use, you do not have permission to use this Site. IIABA may change these Terms of Use at any
time, without notice, by posting them, and you must abide by the revised terms. This is a legally binding contract.
When using this Site you agree:
1. To comply with all applicable laws and
regulations, including, without limitation, the antitrust laws.
2. Not to publish; upload; post; e-mail; or
otherwise transmit, distribute or disseminate any information, messages or
content that: infringes on any intellectual property rights of others; might
interrupt, destroy or limit the functionality of any computer software,
hardware or telecommunications equipment; is defamatory, abusive, profane, obscene,
indecent, threatening, or includes offensive language;
attacks others
(personally or professionally); involves or assists in the use of false names
or impersonation of others; harasses, threatens, embarrasses, or otherwise
violates the rights of others; harvests screen names; or sends spam or intentionally
duplicative or unsolicited messages (commercial or otherwise).
3. To abide by the copyright ownership of
materials on the Site in accordance with the following: The works of authorship including, but not
limited to, all design, text, images, and sounds (individually and collectively
"Publications"), contained in this Site are owned or approved for use by IIABA,
except as otherwise expressly stated. The
Publications may not be copied, reproduced, transmitted, displayed, performed,
distributed, rented, sublicensed, altered, stored for subsequent use or
otherwise used in whole or in part (individually and collectively
"Reproduced") in any manner without IIABA's prior written consent,
except as expressly permitted by a notice on the Publication, or except to the
extent permitted by law. If Reproduced,
the Publications must be Reproduced with the copyright notice on all copies, be
Reproduced without changes, and be used for information/non-commercial purposes.
Since some of the Publications on the Site
were provided under licenses from other entities with all rights reserved, if
you are interested in obtaining a license so that one or more of those
materials may be Reproduced, please contact IIABA's Communications Department
at (800) 221-7917 or via e-mail at: info@iiaba.org.
4. To abide by the trademark ownership of names,
logos, or slogans (collectively "Trademarks") on the Site in accordance with
the following: Reproduction or
republication of any Trademarks belonging to IIABA is prohibited without prior
written permission from IIABA.
5. To abide by IIABA's position relative to
links, as follows: The
Site contains links to Internet sites of IIABA members, state associations, and
other businesses and resources, and each Internet site may have its own privacy
and data collection policies and practices. IIABA is not responsible
for the privacy and data collection policies and practices of any of its members,
state associations or other businesses and resources, or for the content of
their Internet sites. Users interested in the privacy and data
collection policies and practices of IIABA members, state associations or other
businesses and resources should review the policies of the Internet sites they
choose to access.
IIABA makes no representations or
warranties of any kind, express or implied about the Internet sites of its
members, state associations or other businesses and resources, and IIABA
disclaims all warranties and responsibilities of any kind, including, without
limitation, warranties and responsibilities with respect to IIABA members',
state associations', and other businesses' and resources' Internet sites,
content, privacy and data collection policies and practices, and actions. Links to other Internet sites do not imply
IIABA's endorsement or approval of such Internet sites or the resources and
information contained within them, nor are such links or references indications
that IIABA has received specific authorization to provide these links or
resources. IIABA does not endorse, approve,
certify or control such external Internet sites, and is not responsible for the
accuracy, timeliness, completeness, efficacy, merchantability, usefulness, fitness
for any particular purpose or correct sequencing of information located at such
sites. The links and references on this
Site to other Internet sites are provided solely as a convenience to users of
this Site.
6. To
indemnify, defend, and hold IIABA, and its past, present and future officers, directors,
executive committee members, and employees (collectively "IIABA Indemnitees") harmless
from any and all demands, claims, loss, damage, liability, judgment, costs, and
expense (including reasonable attorney's fees and costs of investigation and
defense) that the IIABA Indemnitees may sustain or incur due, in whole or in
part, to your failure to comply with any of these Terms of Use.
7. To abide by IIABA's position relative to
content and information on this Site, as follows: All of the information in this Site is
provided without representations or warranties of any kind. IIABA disclaims all representations and
warranties of any kind, express, implied, statutory or otherwise, to you and/or
any other party, including, without limitation, any warranties of accuracy,
timeliness, completeness, efficacy, merchantability, fitness for any particular
purpose, and usefulness of the content provided. IIABA shall have no tort, contract or any
other liability to you or any other users of content from this Site and/or to
any other party. IIABA shall not be
liable to you and/or any other party for any lost profits or lost
opportunities, or any indirect, special, consequential, incidental or punitive
damages whatsoever arising out of or relating to the use of this Site or any
information or content provided on or through the Site, even if IIABA has been advised
of the possibility of such damages. The
information contained in this Site is not intended to provide specific advice
about individual legal, business or other questions, and it is not a substitute
for your independent research and evaluation of any issue. If specific legal or other expert advice is
required or desired, the services of an appropriate, competent professional
should be sought.
8. If
any portion of these Terms of Use, or the application of them to any person or
circumstances shall to any extent be invalid or unenforceable, the remainder of
these Terms of Use, or the application of them to persons or circumstances
other than those which are invalid or unenforceable, shall not be affected
thereby, and each portion of these Terms of Use shall be valid and enforceable
to the fullest extent permitted by law.
9. These Terms of Use are governed by the laws
of the
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